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RE: LOH282 || It's not just effort, it's direction...

A pension income of $0.28 is so unreal and impossible to live on without substantial help. I now live comfortably on a fixed income yet making me vulnerable to high inflation over the next five years. It is prudent to make sure everyone in the family understands the financial priorities and it makes sense to eliminate high interest debts before helping others. That is making your position resilient.
I have Filipino and Venezuelan friends here in Canada that regularly send money back to their families in their home countries,

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