Wow! I had no idea this issue was also prevalent over there. I always thought the loans were accessible to citizens, as well as affordable fees, so it wasn't much of a problem. Now that I know better, I wish there was a way to reduce the barrier to entry when it comes to the fees. But if wishes were horses, truly. Sigh.

I only hope to do my bit for the one around me, as much as I can. Thanks for the encouragement. Have a lovely week.❤️❤️❤️