Hello from the future...the year 2025 to be precise! Yep, one hour into to 2025 at the time of writing this comment and I'm annoyed I haven't made all my annual goals yet! Lol.
You bring up a couple of really important things, the recklessness so many apply through stupid behaviours and the epidemic that is homelessness or maybe destitution, that so many experience due to bad decisions. I'll not allow me to get into that situation and so I work hard at it now, earning, investing and planning...It seems prudent.
Anyway, some of us (fucken you) are stuck in the past...2024 to be exact, and I bet you feel left out; here I am in the future living life (actually tired as fuck as I've been up for almost 24 hours) and wondering when you'll catch up...15 hours or so I guess...but then, I'll always be in the future to you backwards in time folk.
Happy new year, thanks for being a good sport and a nutbag and for your interactions.