If work IS your life and that is all that you have focused on along the way, then I can see why you won't know what to do if you decide to retired.
I don't just mean if you've always had to work, most people do, but many have other good things going on, a hobby or other causes they are involved in.
Inside my eyes roll when someone says they get bored when they retire or they think they will and who am I to say, if you believe it, I guess you may manifest it, but for me, I can't imagine ever being bored not having to work a structured job.
I expected to be retired before now, but I started over too many times and once I got out on my own for good, I didn't make enough money to put back an appropriate amount for a good while. I had all that I truly needed otherwise, just not much money left after. So...I am still working when I wish I wasn't. I could probably retire actually, but I'd have to live on a very tight shoestring budget and it is hard to choose that. The fortunate thing is that because of covid, I got to bring my job home and that was a great gift to me, I mean, if I need to work when I should be retired.