Hi, I am Arveno from Surabaya city. In this content i want to share about my concern in past few months. This year is the year that we need to decide everything for the next 2 years. Either to renewal house rent for next 2 years or we need to buy house. Me and my wife still hestitating either buying house or come back renting. Since we are already renting 4 years long, so we need to move out if we dont want to renovate this house rent. Some part of this house need to be replaced. And yeah mostly in my country people who rent will move out after 4-6 years renting. They wont paid the renovation expense. And my house owner did not want to spend money to renovate either. Thats why i better move and search new house for rent or at least newly renovated around here.
So, from last month me and my wife searching primary house that for sale. And we need to collecting all the information about the price and the instalment expense. After searching many primary house that for sale. We are decided to look deeper in the new housing area near my house right now that i already made this content about.
After month digging deeper about this price we decided to pick one house that we are love with the price. But, unfortunately the model house still unavailable. And no house that been made for a house with the same area as the one we chose. So, we just imagine where the place and how big the house. Actually this house that we want is not too big but i think a little bit small then we expected. But, still enough for little family. This house is 2 floor with total area just 55m2 having 3 bedrooms, 2 bathrooms, 1 kitchen, 1 living room. I think its enough for us. But, who knows if in the future we are need to bigger house and sell this house. But, for now i think its enough. And the installment cost still on our budget. So, i guess we can deal with this house.
But, still i am kinda hestitant and afraid if i cannot paid or late for payment in some months since this installment is for 20 years. And i cannot guarantee anything for 20 years. The matter is just afraid or brave enough to take this responsibility. Both me and my wife right now already at 75% want to take this chance since if we are late for next years, we cannot make installment for 20 years. We just can make installment for 15 years which is make the monthly cost will rising.
Usually coffee can make my anxiety goes away. But, after talking so much about payment and make a mind mapping inside my head, it makes me more anxious than ever. And until right now mostly my brain in condition for fight or flight since i still cannot make fully decision.
For 60k$ this house kinda small. But, this place kinda strategic for my wife and my son. Not too far for school, and kinda new housing area. One gate system and the installment cost is on our budget at least for this 3 years. We dont know what will happened after that especially for my country that really broken from corruption.
And after talking to developer, if i really deal with this house, it should near this area, i dont know which one but i guess is maybe one of this building. I dont know i still waiting for my heart will lead to which way. And i still believe to God, if this is HIS will then so be it. If not, i think He will show me another way and make this path roughly hard or even i cannot make this deal. So, i just need waiting maybe until end of this year so i have a more mature plan about this financial about this house installment. I still afraid that i missing something about this calculation. But, i still hoping that this calculation is right and still on our budget. Or maybe my parents assets will be sold immediately so i wont be confused about payment anymore. Who knows about GOD Plans.Just Wish Me Luck!!!
