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RE: I Am #AliveAndThriving Today! || #IAmAliveChallenge || Daily Off-Grid Jungle Journal Entry: Day #1316 - HBD Savings Interest Down to 14%, an ALIVE:HEARTBEAT Pool Coming Soon, and More GBQ on Qortal - Big Island, Hawai'i - Thursday, March 5, 2026

If for any reason the Hive Witnesses disable the APR on HBD Savings, then there might be more people on Hive who would use their HBD, such as converting it to Hive Power or buying #HiveEngine tokens !INDEED. 🧘‍♂️ The APR for HBD Savings will automatically be disabled though in case the haircut rule for HBD applies. 🤓

!WEIRD
!ALIVE
!WINEX

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Well of course, as they'd want to continue leveraging it, instead of just having it sit useless in savings. The first stages of the haircut rule have already gone into effect, with HBD no longer being distributed in post rewards, which happened when the soft debt limit of 20% was reached. When the hard debt limit of 30% is reached, then HBD will lose its peg to the US fiat-dollar, and it will stop earning interest. 😁🙏💚✨🤙

!ALIVE
!INDEED
!WINE
!WEIRD