RE: Hive’s Inflation Drama: Why the DHF Needs Discipline and the APR Needs a Therapist

Well, from what I see some 2 years after publishing that post:

6% APR with little to no risk is still pretty neat. Likely unbeatable. Can you name a single asset which allows you to invest as little as $1 with no transaction fees, no KYC, and basically no restrictions whatsoever? With all under your control, as you have the private key, unlike when you stake your coins at an exchange? I doubt the few people who only use Hive for HBD Savings would quit just because of that.
I don't see people sticking around for savings, but that's perhaps just my social bubble. I have no data to prove this point.
A currency needs to circulate. Spending HBD doesn't make sense when you can stake it with this APR. No circulation, no economy. Spice must flow (the Dune reference), and so must money.

6% is indeed still pretty great if you take all those points into account! Especially with the KYC and all that... Although, not sure if you are able to retrieve your HBD into regular usable Euros in Europe without any way of KYC... But as I said, not sure, I just don't know, haven't tried.
I understand, in my regular social bubble, I don't see it either. It was only by stepping waaaaaay outside of my regular bubble and comfort zone that I learned about communities where Hive and definitely HBD is incredibly important. And I must admit that it was quite an eye opener...
I agree on the need to circulate (spice must flow for sure! :-) ). But there is also a need for incentive to save as well. As always, balance is key!

I have, as I think almost always when talking with you ;-) , the idea that our noses are definitely in the same direction, that it is a matter of finding the right setting ;-)

Thanks for sharing your opinion! Greatly appreciated, and I will definitely be considering your points further!
And also thanks for the re-witness-voting :-)