No lar. Ryt is from YTL Corp. It is now joining the "e-wallet" bandwagon. That's why I didn't put a lum sum huge amount into this new e-wallet bank, but I am a person who will test the app to the brim within my means and to see how it behaves.

The fact that it is AI powered that means it is learning my usage behaviour; and if there's any fraud intention / abusive move, it should know how to "protect itself" from being milked out.

And I already know that it knows I am testing its response, because it has stopped giving me the +1% daily bonus because of the mathematical formula that has detected "abuse" to the system 🙃