If HBD is pegged to a dollar I don't see why it need to have an APR 3x the dollar APR... It should be dolar APR + Bonus of risk for being a crypto dollar.
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That's an interesting perspective. It's true that it's difficul to argument for 15% with this view...
Thanks. Also if you try to find any other stable, the APRs are much lower... We are considering a huge risk to have this return.