Yes, it is by choice.
It's not compulsory.
!INDEED
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While it is not compulsory like you said, let's still !HOPE that people are not pressured to have them, and employers are also not pressured to provide them to their employees! 🤗
!LOLZ
That's true !INDEED, but at least, health insurance where you live is not a significant concern. 🧘♂️ Like nearly all things in general though, it can still benefit from improvements. 🤓
!LOLZ
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Let's !HOPE anyway that most (if not all) of those who (voluntarily) apply for health insurance find such service worth their money (and time)! 🤗
!LOLZ
I believe it's worth their money because these health insurance companies has to find way to convince people to register for it by rendering a good service.
Since it's something by option.
!INDEED
!HBIT