*Greetings Hivians
Compliments of the season.
I started this year with clear goals, and saving money stands quietly among the most important ones. Years back, I wanted to save badly, almost desperately, but my attempts never lasted. I would begin with excitement, promise myself discipline, and within a few weeks I would give up. Looking back now, I understand why. I lacked focus, I had no clear plan, my patience was thin, and my determination was shaky. I wanted results too fast, and when they did not appear, I stopped trying.
This year feels different in a calm way. I now have a business plan that is well mapped out, something I truly believe in, but it is waiting on finance to come alive. Instead of rushing or putting myself under pressure, I chose a softer approach. I am not planning to suffocate myself with strict rules or impossible targets. My goal is simple: be consistent and realistic, and allow growth to come steadily.
I know several modern methods of saving money. There is PiggyVest, OPay save and lock, PalmPay save and lock, Moniepoint, and many others. I have studied them, and they all work in their own ways. Yet, I prefer something much simpler, a wooden savings box. It may sound old-fashioned, but it gives me peace. Even if it is a fifty-naira note, I can drop it inside. Once it enters the box, I cannot track it, count it, or be tempted to touch it.
My plan is to get a bigger box and begin saving after I clear all my debts. I want a clean start, without owing anyone or anything. When I finally begin, I will save haphazardly, no fixed amount, no pressure. Some days will be small, some days better, but something must enter the box daily. This plan gives me hope, patience, and quiet confidence. It also reminds me that saving is personal, gentle, and built from daily choices, not noise. Each note dropped is a promise to myself, my future business, and a life that breathes easier with time. This is the rhythm I trust this year.
Namaste
All images are mine
