You don't have to believe that it's in our genes, but all I ever see among the 80% who merely move money is herd animal behavior. I believe They are exploiting that trait, not cultivating it, and I base that belief on similar behavior that is easily observed in other primate populations.
And I suggest that it is indoctrination. My clue is if You take an infant from one culture and raise Her/Him in another, that One will emerge with the culture (S)He was raised in as a basis for behavior chosen. Irrespective of "genetics."
And the moneyed psychopaths in control on Our planet know how to manipulate Us in detail.
Given We are indoctrinated from birth by the psychopaths with money, propagandized and lied to, the groups of Us groomed to create divides, and Our medicine, land, food, water, air, education, electromagnetic environment, and information flow have been deliberately degraded, I think it's a miracle any of Us "wake up."
I have a very great amount of compassion for Our beset race here on Our planet. And...
I might suspect You did not read the piece about the 80% moving money...
I read your 80% post. It has a very idealized, unrealistic view of how people lived in the past. Control by psychopaths is older than our history.
I guess You missed that fact that the societies I spoke of that lived without money were very few in number. "Island paradises." They may have had weird religious beliefs, and for that may have had issues, but that is irrelevant to the fact that abundance means money is useless.
And when We embrace the vast abundance of Our planet, free energy technology, and the three Laws of Ethics, religious beliefs will be pretty irrelevant. And society will thrive richly.
No longer slaves for moneyed psychopaths. Who have stolen Our wealth and put it in "trusts."
You Are a Multimillionaire (article): https://peakd.com/informationwar/@amaterasusolar/you-are-a-multimillionaire