The DHF needs a look at, but that is something people have said for a while. I used to think that HBD could be the solution, but I don't think it's working out that well. It only seems like HBD is being used in certain spots, and it's because there is some benefit for them. I still think HBD is nice to have the interest is nice though.
But HBD can’t exist just for 15% plus APR for holders , it will die and can’t pay above normal APR for years 2 come. It will never be as it’s own thing an outside hive community success. Those pushing it to be are fooling themselves. I get it, it’s just wild to me how many things in hive I’ve called out right and been proven right. I’m not really smart at all, I just look. I said hive would be under a dime in 2025 year ago, my next big call is this. HBG peg breaks in 2026 or APR GOES to 5% or less. Not even related, just predicting one happens.