RE: Zypto × Hive Integration Proposal: Full Suite of Global Financial Tools

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RE: Zypto × Hive Integration Proposal: Full Suite of Global Financial Tools

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manuphotos in #proposal • 9 months ago (edited)

Love the idea, but I think we can also explore other options since I already have a virtual VISA debit card that I can charge with HBD. It can be linked to Apple Pay/GooPay, and you can use it almost anywhere. It is also way cheaper than what I am seeing in some comments.

Besides that, I am currently contacting several card issuers that allow crypto to bring this to the Hive ecosystem. One of them is a contact we made two months ago during the Talent Land event in Mexico with @starkerz that can cover Visa and Mastercard globally. Nothing wrong with Zypto, cause we surely need more options and this would add value to the chain.

I haven't made this public because I haven't got all the necessary information, and we need to go through more steps before setting everything up. But the first card I mentioned can already be purchased by anyone with almost no KYC (email, phone, and telegram only) required, and again, by using HBD to set up the card and charge it. Only virtual for now.

Can I contact you with more info about this on MM to exchange ideas?

9 months ago in #proposal by manuphotos

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zypto 9 months ago

Hi,

Just getting started on all the comments. First of all, it does look like some fees are being quoted that are for a different product to the ones in the app. We'll post any pertinent clarifications here.

On the subject of competitors, you'd be surprised firstly how many hidden fees they have and also how many of them are actually white label customers of ours. That's not to say there's nobody out there with good products, but it's always best to take publicised pricing models with a pinch of salt. It's also worth considering the longevity of many of these projects. We have seen many come and go.

Our aim is to provide fairly-priced, easy-to-use and long-term sustainable products and services, which we constantly work to improve together with grassroots crypto communities.

Thanks for your comment. We love to see active, informed people working towards adoption.

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starkerz 9 months ago

yes, love Zypto and all the work that @alex-rourke has been doing with you. I just visited him in person and he cant stop using his Zypto card!! :))

Obviously the concern is that Hiveans would be getting the best prices when compared to other cards in areas like initial cost of implementation, swap fees, various card fees and payment fees before making the decision to spend. Would be good to find a way to clarify this somehow

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shanibeer 9 months ago (edited)

Okay, so Zypto has a life and a reputation already. It would be good to know more about that @zypto, plus:

some examples of issuing banks and other crypto communities that you are providing white label services for.
a key point is about on-ramping fiat to HIVE (and directly to HBD would be good, too), is that part of the package?
there appears to be very little investment in your registered company, and your partner appears to have fines in Canada - what is this all about?
can you tell us more about the team and their expertise.
I'd be happier if there was some investment in Hive, some HIVE POWER stacked in your @zypto account.

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manuphotos 9 months ago

Thank you for the reply and welcome to the Hive community.

I have nothing against integrating Hive and HBD into Zipto; the more options and more adoptions of Hive we can get, the better. I was just trying to point out that as a community, we should explore other options. I think this is evident from the research I have been doing on white-labeled card providers with a license to issue their own. Zypto didn't appear on my map for that, so please do send me any information that can be helpful. I will leave my telegram link.

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manuphotos 9 months ago

I went ahead and started looking at your site (I recommend adding it to your Hive profile). I get this from trying to enter the page about white labeled services, so I have some questions.

What is your policy when it comes to Cuban users?
Is this also an issue in the apps?
Can Cubans comply with your KYC process (if there is one, cause I haven't got that far)?

Screenshot 2025-06-12 at 4.56.14 PM.png

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caspermoeller89 9 months ago

Where do you get that virtual card to use HBD? I have a virtual card that can pay with almost any crypto, except from the Hive chain

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manuphotos 9 months ago

Hi. I use Qvapay, a Cuban payment gateway with crypto support, which offers a service for Hive and HBD, thanks to @hivecuba.

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caspermoeller89 9 months ago

That's awesome!
I have a few services I want to look at, but at the moment I only use thorwallet card.

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danielvehe 9 months ago

Are you talking about @qvapay? If so, 10% doesn't seem cheap to me, but it's much more expensive.

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manuphotos 9 months ago

Yeah and Yeah

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