I think we can not be less dependent to our phone, what we should do is to have a better backup plan, recovery plan, and more.

I regularly back my phone data to my laptop. Back my laptop to a portable harddisk. Sometime it feels so stupid doing those things, but it is what we need.

oh ya, I use android and pay extra plan from backup too. So if all hell broke lose, I just bought new one and recover the back up.