Money is the most important thing, and in almost every case, we need money. Making money is not so easy, and that's why we need to work hard as well as make efforts for it. Even if it's hard to make money, spending money is the easiest thing for anyone, and the daily habit of spending money has a significant impact on the finances of a person. If a person spends recklessly in daily life, the person is bound to face a financial crisis, no matter how much they earn.
The spending habit of a person in daily life seems like a small matter, and many ignore it, thinking that it won't create any significant impact on our financial condition because it can be changed within a day, but it's not a matter of a day only because it's a habit, and a habit means something happens or a similar thing happens on a regular basis, and the spending increases over time. So ignoring such a habit will be foolish. Let me share how I keep my spending in control for the sake of a bigger purpose and save some money for the future.
The first thing is I don't go outside unless it's necessary. Going outside automatically costs me money, and I try to stay indoors as long as possible. In fact, I love to stay indoors. But it is not possible to stay indoors forever. For various reasons, I need to go outside. I need to use a vehicle, and rather than choosing a private vehicle, I choose a public vehicle for transportation. Even if I face a few difficulties using public vehicles, they allow me to save a good amount of money because the fare of public vehicles is very cheap. So if anyone is concerned about finance, they should choose the way.
When I go outside, there are many restaurants, and the food seems quite delicious. Unfortunately, those are not free. Even if I am capable of buying that food, I really choose not to do so because the food is not so cheap, and the second thing is that fast food is not good for health. Choosing to taste those foods is not ideal from a health and financial perspective. I have seen many people spending a huge amount of money on fast food, and at the end of the month, they don't even have the money for normal food. At least I am not like them.
Saving money does not mean that I am not allowed to buy those things that are my needs. In fact, I am ready to spend a little more for quality products. But at the same time, I am not ready to spend money on a product at a low price if it's not what I need. Let me share an incident from recent times. Since last year, I have needed a pair of AirPods. Last month I got the chance to buy at a 50% discount. I never expected to get AirPods at such a discount price. I could buy two pairs of AirPods for me, but I only choose one because one pair is what I need, and if I bought the second pair, it would be my want. Not the need. I can differentiate between the need and the want, and it can help me to save a good amount of money.
I think having a good plan for spending is necessary, and I know how much money I am going to spend this month. I try to set a fixed budget for a month and handle everything within the budget. Such a thing can limit us from spending recklessly.
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