I wonder if more people on Hive would hold more HBD (on the first layer of the Hive blockchain) if it continued to earn 15% interest whether or not it is staked !INDEED. 🤓
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The majority of top #HiveEngine Witnesses can decide to have a Hive Engine fork where SWAP.HBD earns APR (something like 15% per year) without the need to stake them. 🤓 That way, there will be a decentralized way to earn from holding HBD apart from putting HBD into Hive Savings. 😎
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Indeed, though unless there was strong community support, it wouldn't succeed. Also, if HBD earned interest without staking it, what then would be the point of savings at all? 😁 🙏 💚 ✨ 🤙
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I was just referring to the possibility, not the likelihood (of SWAP.HBD getting APR without getting staked first) !INDEED. 🤯😅
One useful purpose of HBD and HIVE Savings is to protect such of a Hive account (from unauthorized access), since it takes 3 days to withdraw from it. 😎 Anyone can also put HBD or HIVE to any Hive account's savings. 🤓 When a Hive account's active (or owner) key is compromised, its owner has 72 hours to change the private keys of the account to save all the funds in savings. 😏
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Indeed, and OK.
Yes, that protective feature is useful, true. 😁 🙏 💚 ✨ 🤙
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That savings feature is helpful for people on Hive who want to safely stack on liquid HIVE and/or HBD without creating a cold wallet ("air-gapped" Hive account) for it and learning advanced methods !INDEED. 🧘♂️🤓
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That safety feature for any Hive account also applies just in case its private active (or owner) key gets leaked, where if the "good guys" catch the leak first, they will immediately put all HIVE and HBD tokens into the Savings of the Hive account and give the owner 3 days to change the keys. 🤓
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