I know this is late to the comments but damn, I didn't even know. I officially resigned last week after 7 years here, commuting an hour each way, accomplishing very little with life but collecting more coins.
But even though I sent my official letter, they want to talk to me again at the end of today to convince me to stay and I must admit I have the jitters a bit and might stay for a LOT of complicated reasons.
But one of those many reasons is I just don't have faith in myself that I could use unemployment time in the way you have described. I'm almost certain I will descend into depression, weight gain and sleeping until 2am. I seriously want the opportunity to get fit and strong and all that stuff but... I don't believe in myself XD
So I think you're doing unemployed-ness in the best way anybody realistically could. Nice!
Also, its not necessarily the amount of money left that affects the mind but the simple observation that the number is shrinking. Can be very stressful even when it's still a ton