Hi Amiga sorry its taken awhile to reply, I have been busy. Many things to ponder about, funny thing is I heard a radio commercial the other day about a financial advisor who specializes in federal employee retirements. I didnt know one existed but seeing someone like this could really answer a lot of questions. I would rather retire early I have seen too many work to thier last breath because they try to maximize every penny to thier retirement. I guess it best to not be so greedy when it comes time to hang it up.

Good to hear from you and I wish you all the best!

!HUG
!HOPE
!LOLZ
!LUV