Hello!
Retirement isn't an easy decision, but I agree with you that life can be unpredictable and that it's best to try to enjoy it when we can. I hope that when the time comes, you'll be able to make the right decision. And for now, I hope work to be less of a struggle for you. The world has been pretty tough lately, and we have to see how we can adapt as best we can. I can't imagine what it must be like to work outdoors with a freezing weather. Take care.