My God, what a horrendous experience with BMW. Unfortunately that kind of customer service (or lack of) seems to be becoming the norm. I just engaged in a three week back-and-forth with the contractor that did our hardwood floors about a refund. There's a "glitch" in their system that automatically charges the "credit card service fee" of 3% to everyone, even if they pay with a ACH deposit. Luckily we caught it and they kept saying they processed the refund but it never showed up. Today I requested a physical check, we'll see if that ever arrives. Ugh!

Do you notice more panic than usual surrounding this BTC correction? You can tell a lot of these investors have never lived through a BTC bear market. I can't believe all the people who think BTC is going to zero considering all of the institutional money flooding in. Maybe much of the panic we see on social media are bot accounts trying to get people to loose faith and sell—institutions need sellers before they can buy. I was fooled this cycle and believed there was still room to run after the $126k top and didn't play it as well as I should have.