Hang in there! There are a lot of positive developments as well. Also, having a bear feeding on the Hive honey pot for so long keeps prices ultra cheap for the believers to take advantage whenever they can!
Love the vibrant greens in your top photos.
!ALIVE
!BBH
Thanks a lot, David, and I am! I'm not going anywhere, and you're right about that, and on both counts. I'm curious, what are your plans for HBD in Savings, since the Hive Debt is getting so high? I know that's one of your primary investment goals. I'm grateful that you appreciate my photos, my friend, excellent. 😁🙏💚✨🤙
!ALIVE
!BBH
I'm keeping a close eye on the HBD Stats. All the time it's under 18% and interest is at 15% I shall maintain my current position, though with a bit more flexibility. Now might be a good time to buy Hive with HBD interest earnings, for example. However, I want to spend a bit of time over the holidays to set my approach for 2026 - assuming there will be time!
!ALIVE
!BBH
That's a good strategy. Even though I'm reticent to withdraw my HBD from Savings, since it's taken me this long to get it to the 600-HBD range, I likely will just after the next interest claim in 4 days, though I haven't completely decided yet. With the present prices, that 600+ HBD would give me about 5,875+ HIVE, which would be one hell of a powerup, and I could certainly use the extra HP for HP leasing, to continue my focused layer-2 investments. I look forward to hear what you decide to do. 😁🙏💚✨🤙
!ALIVE
!BBH
As I mentioned, 18% was the trigger point for me. At that point, I stop adding interest and earnings to HBD savings and instead, convert 90% of interest and earnings into Hive and BTC (or Swap.BTC) but leave 10% as liquid HBD, and leave my savings in place. That's where we are now.
If the debt ratio breaks 20%, I'll start liquidizing 20-30% of savings, but keep it as liquid HBD, ready to sell off if the debt breaks above 21.5%.
It's quite possible that more people will sell HBD as the debt increases and that might ease the debt ratio and eliminate the need for some of my more drastic steps.
!BBH
!ALIVE
I appreciate your planning for the different debt ranges, and that does sound like a good plan I'd say. Yes, I agree, and I think it's already happening, as just today I noticed that the percentage of HBD in Savings dropped from 75% to 74%, which is not huge, but it's definitely a move in the right direction. 😁🙏💚✨🤙
!ALIVE
!BBH