If you use something like a crypto.com card you probably need to account for the cost associated with trading and transacting.
So for me its, Hive-Binance-USDC-Crypto.com-euros. I dont know how high the cost is compared to this but it does take a chunk out of my total amount. At least a few %.
I do still feel this is significantly higher with topup at 5%
Hello,
There are many hidden fees for many crypto card products. Also, they require you to deposit onto a CEX (which we are not), trade, etc.
Centralised exchanges often run their cars programs as loss leaders to get more volume through.
It's important to note that Zypto is not just a card company. Our app is a fully fledged DEfi wallet, but built differently focused on providing OPTIONS.
If you want to pay your bills, use a reloadable or Non-reloadable card or gift card to spend your assets, we aim to make sure it's easy and convenient for you. Of course, we are always aiming to provide fair pricing, as well as various perks. More and more will be added over time.
I use Wirex, Nexo, sometimes Tap.
I think, you are from Croatia, so EU. I think, you wanna forget this way, and crypto.com, the above 3 are cheaper. These ones are totally free, no monthly cost, no issuance, deliver cost, till $200-2k/month even the ATM withdrawal is free. (if you have all, and use all, stand below the monthly limit, basically you can withdraw enough for daily life for completely free. Even ATM at zypto is $4+1% which is likely mean 2% as the trx limit hardly can be higher $300-500) Not to mention cashbacks if you spend by card, then the cost can be lower.
Not really did the Hive part for a long while, anyway that isn't the expensive part, but sell crypto for fiat in the app. (What zypto does not even list on their fee list, so in the end, it is not simply $6+4.5% but way more, likely above 8% or even more They probably use 3rd party services, that's why so expensive - the crypto bill payment 8% is also nuts for the same reason.)
It's just simply not even near to competitive. Maybe, if it would be 1-2% off from best ones, but it's way farer. People will take the longer, different way for such a difference, even for less. That's why they don't have users.
I also can recommend the bit2me. They have around 400 cryptos there, EU, Spain reg, Mica compatible, and they even have a 'Listing request' form on their website. Operates in Europe, America (except USA) and some part of Asia. A bit more expensive, but still cheaper than crypto.com, zypto. And small one, if legally ok, they definitely would add Hive. Have to reach them out and ask. 😉
Oh, + bit2me is working on something they call 'payment to social networks'. Probably they would be even more interested in Hive because of that.
I'm pretty sure, they would add Hive (for free), if legally possible.
